Bank Of America Debit Card Nj Online Casino

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Jan 17, 2014  A Bank of America spokeswoman told CreditCards.com: “Credit and debit cards can be used for in-person gaming purchases, but not currently for Internet gaming purchases.” A Wells Fargo spokeswoman said that to comply with the UIGEA, “we prohibit the use of consumer credit cards for Internet gambling.

We have taken a comprehensive look at all the various payment methods available at legal NJ online casinos. Below find out which sites accept what methods for deposits and withdrawals and a closer look at the pros and cons of each payment processing option

NJ online casinos have come a long way since launch. These days, it isn’t uncommon for a site to offer more than half-a-dozen means of funding an account, and nearly as many vehicles to withdraw funds.

Players will be pleased to know that the majority of deposit methods allow for instant access to funds. Not only that, but even players without bank accounts or credit cards can get in on the action, thanks to processing methods such as 7-Eleven PayNearMe (Pay With Cash) and the ability to pay with cash at casino cages in AtlanticCity.

Admittedly, the system isn’t perfect yet. Creditanddebitcards transactions are still subject to high rejection rates, and not all attempts to fund an account with ACH (eChecks) are met with success.

The new Wire Act opinion also puts a damper on payment processing, as banks and e-wallets may be less inclined to risk an interstate transaction.

How can I deposit at NJ online casinos?

These days, the average NJ casino site provides players with more than a half-dozen viable means of depositing funds safely and securely on to its site. This table breaks down how you can make a deposit at NJ’s online casinos.

ACH (eCheck)Credit / DebitPrepaidPayPalCashCash @ CageNetellerSkrillBank TransferWire
VirginYesYesNoNoYesYesYesYesYesNo
TropicanaYesYesNoNoYesYesYesYesYesNo
Golden NuggetYesYesYesYesYesYesYesNoYesYes
BetfairYesYesYesYesYesYesNoNoYesYes
SugarHouseYesYesYesYesYesYesYesNoYesYes
CaesarsYesYesYesYesYesYesYesNoYesNo
Harrah's YesYesNoYesYesYesYesNoYesNo
888 Casino YesYesNoYesYesYesYesNoYesNo
Borgata Casino YesYesYesNoYesYesYesYesYesNo
PartyPokerYesYesYesNoYesYesYesYesYesNo
PalaYesYesYesYesYesYesYesNoYesNo
Mohegan SunYesYesYesYesYesYesYesNoYesNo
ResortsYesYesYesYesYesYesYesNoYesNo
PokerStarsYesYesYesYesYesYesYesYesNoNo
PlayMGMYesYesNoNoYesYesYesNoYesNo
DraftKings CasinoNoYesNoYesNoNoNoNoNoNo
Hard RockYesYesYesYesNoYesNoNoNoNo
Ocean CasinoYesYesNoNoYesYesNoNoYesYes
BetAmericaYesYesYesYesNoYesYesYesYesNo

How can I cash out from an NJ online casino?

Each NJ online casino offers multiple withdrawal methods. The table below provides a snapshot of how you can cash your money out from NJ online casinos.

ACH (eCheck)PrepaidPayPalCash @ CageNetellerSkrillCheckWire
VirginYesNoNoYesYesYesYesNo
TropicanaYesNoNoYesYesYesYesNo
Golden NuggetNoYesYesYesYesNoYesYes
BetfairYesNoNoYesNoNoYesNo
SugarHouseYesYesNoYesYesNoYesNo
CaesarsYesYesYesYesYesNoNoNo
Harrah's YesNoYesYesYesNoYesNo
888 Casino YesNoYesYesYesNoYesNo
Borgata Casino YesYesNoYesYesYesYesNo
PartyPokerYesYesNoYesYesYesYesNo
PalaYesYesYesYesYesNoYesNo
Mohegan SunYesYesYesYesNoNoYesNo
ResortsYesYesYesYesYesNoYesNo
PokerStarsYesYesYesYesYesYesYesNo
PlayMGMYesNoNoYesYesNoYesNo
DraftKings CasinoNoYesYesYesNoNoNoNo
Hard RockYesNoNoYesNoNoNoYes
Ocean CasinoYesYesNoYesNoNoNoNo
BetAmericaYesYesYesYesYesYesNoNo

NJ online casino payment methods: Details and picks

ACH (eChecks)

ACH or eChecks is the gold standard for payment processing.

All players need to use this method is a validcheckingaccount, complete with a routing and account number.

The upside to ACH deposits is that transactions are processed instantaneously, and once the transfer is approved, the funds will be available for immediateuse on the NJ online casino site. Not to mention, there are no fees whatsoever associated with ACH deposits.

ACH transactions are not without their drawbacks, however slight. Notably, they are rejected from time to time. And sometimes, the site will slap a hard (and seemingly random) deposit cap on the ACH account.

But an 80%+ approval rate is hardly anything to scoff at.

Some sites will require players to verify their ACH accounts before using them for withdrawals. This typically entails scanning a voided check or downloading a recent bank statement, and shipping it over to the site. It’s a slight hassle, but the extra layer of security afforded is well worth the extra step.

Speaking of ACH withdrawals, the turnaround time is quick. From the time a payout is requested, players can expect to wait no longer than 3-5 business days for the funds to hit their bank account.

Our pick for ACH deposits: Virgin online casino, although the edge at any casino with this method is slim.

Credit / debit cards

MasterCard and Visa credit/debit card deposits are a convenient way to deposit funds, if they work. The reality is that this transaction type is subject to the highestrejectionrate of any we analyzed. As we’ll see, there are workarounds, but all of them task players with extra steps.

To save you the trouble, we’ve identified the following banks as known for declining Visa transactions:

  • TD Bank
  • Bank of America
  • Chase

MasterCard users will have a tough time, if their card was issued by the following banks:

  • Capital One
  • Santander

If a transaction is successful, the funds will be immediatelyloaded and available for use on the site. Do note that while the NJ online casino site will not charge credit/debit card users any upfront fees, the issuing bank may view the transaction as a cashadvance. To dodge a fee, use debit cards whenever possible.

Credit and debit cards cannot be used for withdrawals.

Our pick for credit card deposits: Golden Nugget has one of the higher acceptance rates in NJ.

Prepaid card options

Fees

For those who have had their credit/debit card transactions rejected, the prepaid card option (now available on most sites) is an excellent alternative. Outside of the person-to-person cashiering methods, prepaid card transactions boasted the second highestapprovalrate of any transaction type we analyzed — near 100 percent.

Getting up and going is a cinch (We’ve detailed the process here). Players won’t even need to acquire a physical card to make prepaid deposits and withdrawals.

They’ll probably want one, however, as the card can be used for ATM withdrawals and wherever Discover is accepted. On most sites, the physical card will automatically arrive 7-10 days after a player makes their first deposit via the prepaid card method.

There is typically no sign up or monthly fee associated with prepaid card transactions, and on Golden Nugget Casino, the operator will tack up up to 1 percent cashback on card loads.

Used for withdrawals, prepaid card payout requests are typically processed and delivered within a couple of business days.

Our pick for prepaid card in NJ: Betfair.

PayPal

PayPal is the most popular and respected ewallet in the US, and is now available on select NJ online casino sites.

In order to use this method for deposits, players must have a personal US PayPal account — business or premier accounts cannot be used.

Compared to ACH or credit/debit cards, using PayPal for deposits does entail a few extra steps. Namely, upon selecting the method players will be redirected to the PayPal checkout screen, where they must verify their transaction. This step really only adds a few seconds to the total transaction time, but some may deem it a hassle. The good news is that once the deposit is processed (takes seconds) the funds are available for use on the NJ online casino site immediately.

Unfortunately, PayPal cannot be used for withdrawals unless the method was previouslyused for a deposit. Additionally, a site (Caesars Casino being one) may ask users to verify their PayPal account.

But in terms of success rates, ease of use, and flexibility, PayPal ranks second to none.

Our pick for PayPal in NJ: Caesars online casino.

7-Eleven PayNearMe (Pay With Cash)

For players who prefer in-person cash transactions, 7-Eleven PayNearMe is one way to go.

In order to deposit via this method, players will select the “Cash at 7-Eleven” or “Pay With Cash” method from their available cashiering options. From there, they can either print a barcode or have one sent to their mobile device.

To complete the transaction, players will have to take their barcode to a participating 7-Eleven, show it to the cashier, and fork over the amount (in cash) that they’d like to deposit.

One drawback of PayNearMe is that the maximum per transaction deposit is capped at just $500 (minimum $10). That, and players will have to leave their house to finish the transaction.

On the plus side, they shouldn’t have to travel all that far, as there are numerous 7-Eleven’s located in New Jersey. In addition, PayNearMe deposits hit player accounts very quickly — by the time they get home, the funds will be ready for use.

Players cannot withdraw via PayNearMe.

Cash @ the Casino Cage

Similar to PayNearMe, Cash @ the Casino Cage is a person-to-person transaction type. Yet unlike PayNearMe, this vehicle can be used for speedy withdrawals.

In order to load a NJ online casino account via this method, players will have to physically travel to AtlanticCity.

Then, they’ll visit the cage of the casino which their online casino is affiliated with. For example, Tropicana Casino and Virgin Casino patrons would visit Tropicana AC to complete their Cash @ the Cage transaction.

The neat part about Cash @ the Cage is that transactions are handled swiftly. Just be advised that valid online casino details, a photo ID, and proof of address will be required before a transaction can be completed. This extra step is designed with playerprotection in mind.

Additionally, some sites will require that players let CustomerSupport know ahead of time the amount they’d wish to withdraw, along with the pickup date. This is meant to expedite the withdrawal process, and it does.

Our pick for PayPal in NJ: Caesars online casino.

Neteller / Skrill

Neteller and Skrill are third-party payment processors that allow users to fund accounts using a variety of methods, including MasterCard (Skrill only) and Visa.

The upshot to using these methods for deposit is they’re a reliablefallback should a direct credit / debit card transaction fail. Also, once the funds are loaded on a third-party account, they can be instantly deposited on an eligible online casino site.

The drawback, and it’s a pretty big one, is that there are fees associated with funding Neteller and Skrill accounts: 2.5 percent for Neteller Visa transactions, and 2.9 percent for Skrill Visa/MasterCard transaction. Therefore, we’d recommended only using these options as a last line of defense.

Skrill and Neteller both allow for withdrawals, but accounts may need to be verified first.

Online banking transfers

Players that have Online Bill Pay set up with their bank can make deposits using online banking transfers. This payment method is accepted by nearly every NJ online casino site.

Below is a partial list of eligible banks:

  • Bank of America
  • Capital One 360
  • Chase
  • HSVC Bank USA
  • PNC
  • TD Bank
  • Wells Fargo

In order to deposit with this method, players will select the method from their preferred NJ online casino cashier, after which a window will open where they’ll select their bank and enter in their login credentials.

Online banking transfers can be used for deposits only. Once transactions are approved, the funds are instantaneously ported over to the NJ online casino account.

Wire transfers

With the widespread availability of ACH and other “instant” transaction types, wire transfers are a pretty unappealing transaction option. It therefore comes as no surprise, that they’re only available on a few sites.

To deposit with this method, players will have to have their bank wire the money over to the NJ online casino’s listed bank account. On average, it will take five to seven days for the funds to clear, which is a real drag. Feesmayapply.

For players who have little success depositing with more viable methods, and who would rather wait a week to gamble than to physically visit a 7-Eleven or Atlantic City casino, wire transfers are better than nothing. But not by much.

Check by mail

Only available as a withdrawal option, the check by mail option is exactly what it sounds like — the NJ online casino will mail players a physical check.

This method works well for players who cannot deposit via ACH, prepaid card, or one of the third-party payment methods, as most of those methods require players to make a qualifying deposit before withdrawing.

Pay bank of america card online

On the downside, the minimum payout amounts tend toward the higherside. For instance, in order to request a physical check from Golden Nugget Casino, players will have to withdraw at least $300. That will prove too high for the casual player who only deposits $50 at a time.

Another drawback is that it’ll take somewhere between 7 – 21 business days (site dependent) for the check to hit player mailboxes. That’s an eternity compared to most other methods. Not to mention, checks can always get lost in the mail.

Use it if you have to, avoid otherwise.

How to Deposit – Funding an online gambling account
The first part of our guide covers all the ways to put money into an online gambling account, possible deposit problems you might encounter at gambling sites, and tips for resolving deposit issues quickly.

Best Online Casinos for Deposits & Withdrawals

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What are E-Wallet Sites?

E-wallet sites are very popular with online gamblers due to extremely high processing speeds and relatively low fees – usually, the casino, sportsbook or poker room will receive your money instantly, allowing you to start playing for real money almost as soon as you make the decision to deposit.

Nevertheless, e-wallet sites like Neteller or PayPal are very picky about the gambling sites and countries they deal with – consequently, if your region has stringent gambling laws, odds are high that this deposit method won’t be available to you.

For example, US-facing gambling sites are notorious for refusing to accept e-wallet payments due to the Unlawful Internet Gambling Enforcement Act, despite allowing European players to use this option to fund their accounts.

Another thing you should keep in mind is that some sites might offer additional bonuses for people who opt to make a deposit through an e-wallet, which can be as high as 20% of the amount of money you transfer. This is due to how easy e-wallet transactions are to process for gambling operators, allowing them to pass the savings onto the players.

  • Pros: Safest and most secure option to deposit and withdraw money. Easy to move money to different gambling sites.
  • Cons: Can take a few days to set up and confirm the account. E-wallets charge fees, usually a percentage of your deposit, to use their services.

What are the Most Popular Online Gambling E-wallets?

Can I Use a Credit Card or Debit Card for Gambling Online Deposits?

Using a credit or debit card to fund your gambling account is the most popular and widespread method all over the world, which shouldn’t be all that surprising if you consider how popular brands like MasterCard, Visa, American Express or Discover are. Obviously, the size of your deposit can’t exceed your limit if you opt to use a credit card or the amount of money in your bank account if you go with a debit card, but otherwise, this method is very fast and completely safe.

Making a Visa or MasterCard deposit is simple, as all you have to do is provide the gambling site with your billing address, card number, expiration date, and Card Verification Value (CVV) code – unlike in the case of e-wallet transactions, you won’t be forced to sign up for any services available at third-party sites.

The catch here is that making a credit or debit card deposit may limit your withdrawal options to some extent, as you won’t be able to cash out this way; realistically, you’ll usually need to request a check by courier or a bank wire transfer to cash-out.

Nevertheless, credit and debit cards allow you to transfer massive amounts of money without being forced to pay any excessive fees, which makes using them the perfect solution if e-wallets are out of the question and if you want to claim a large bonus by making a big payment – just make sure your card has been cleared for international transactions before you attempt to use it.

What are the Most Popular Credit Cards for Online Gambling?

Can I use Prepaid Cards for Online Gambling Deposits?

Prepaid cards are very similar to debit and credit cards, but allow you to go about funding your online gambling account in a more discreet manner. Most sites that accept regular credit/debit cards will also accept a prepaid Visa or MasterCard, so the entire process is as simple as acquiring a card, loading it with funds and making a deposit at the gambling site of your choice.

Unlike gift cards, prepaid cards can be reloaded both locally and online. A good example would be a Visa Prepaid Card, which can be loaded at any location sporting a Visa ReadyLink symbol.

You have to remember that some gambling sites won’t accept every prepaid on the market, so I’d advise contacting the support to confirm that the card you chose will work. (Usually, the site’s staff can be contacted via e-mail, phone or even live chat, so that shouldn’t be much of an issue.)

Furthermore, just like in the case of credit cards, you’ll want to make sure that your card has been cleared for online payments and international transactions, as domestic-only prepaid cards can’t be used to make a deposit on most gambling sites. Finally, don’t worry if your casino or poker room doesn’t list prepaid card as a separate payment option, as most sites simply include them in their credit/debit card subsection.

What are the Most Popular Online Gambling Prepaid Cards?

How are Cash Transfer Services used for Online Gambling Deposits?

Money orders are very popular among American gamblers, which shouldn’t be all that surprising considering they don’t have many deposit methods to choose from. The main advantage of making a payment via a Western Union or Moneygram® money order is how reliable and popular they are – you can’t go wrong with a company that has over 270,000 outlets all over the world and earns $5 billion every year.

Sending your money via a money order is slightly more complicated than using your credit card or e-wallet account, but I’ll use the Western Union example to walk you through the entire process.

First, you’ll have to create a Western Union account on the company’s website and register your credit card. Then, you’ll have to contact the gambling site’s support staff and ask them to give you the information necessary to make a Western Union payment. Once you’re done, go back to the Western Union site, pick “Send Money in Minutes” and complete the form using the information obtained from your casino or poker room.

Finally, write down the Money Transfer Control Number (MTCN) and send it back to your gambling site, which will confirm the transaction. You’ll have to wait a while for the money to go through, which usually shouldn’t take more than an hour. While this doesn’t take all that long, you have to remember that Western Union and Moneygram® payments usually require you to pay a fee, which makes them rather ill-suited for smaller deposits.

Alternatively, you can simply write down all the transfer information provided by the casino/poker room and visit your local Western Union/Moneygram® office to make a cash transfer, without the need for creating an online account or using a credit card to fund it. Just make sure to take a photo ID with you.

What are the Most Popular Online Gambling Cash Transfer Deposit Methods?

Bank Of America Activate Debit Card

Can I use Bitcoin for Online Gambling?

Bitcoin is an open-source digital currency system, which was introduced in 2009 by an anonymous individual or group known only as Satoshi Nakamoto. Unlike the traditional fiat currencies, the system isn’t controlled by a single entity like a government or central bank – the entire network is completely decentralized, with individual users volunteering their computing power to execute and record network’s transactions. This means that nobody is capable of single-handedly influencing it by adjusting the supply or exchange rates.

Another advantage of using bitcoins over fiat currencies is the fact that all the transactions are pretty much anonymous, as bitcoin users aren’t required to identify themselves by name or address. Furthermore, it is worth pointing out that while bitcoin started out as a rather gimmicky currency and wasn’t initially worth much, the total market capitalization of bitcoin exceeded $10 billion by the end of 2013 and the price of a single bitcoin totaled over $450 by April. Consequently, it should come as no surprise that further subunits have been introduced to facilitate smaller transactions.

Trading your bitcoins for traditional currency like the United States dollars or British pounds is as simple as visiting one of the numerous bitcoin exchange sites, but keep in mind that the specific exchange rates aren’t really fixed. Despite the fact that bitcoin isn’t accepted by banks, many well-established companies like TigerDirect, Virgin Galactic or Zynga have started accepting this form of currency over the past few years. Even better, many governments have taken a hands-off approach when it comes to regulating bitcoin transactions and mining, which means that bitcoin users probably won’t have to worry about any form of taxation in the foreseeable future. See our list of Bitcoin Gambling Sites for more info.

What are the Internet Gambling Laws and Banking by Region?

Below you’ll find guides to banking and laws by region. As always you should follow the laws in your local jurisdiction. As laws change frequently, be sure to consult a legal professional if you have any questions about the legality of online gambling in your area.

Bank Of America Debit Fees

  • USA – American players have to deal with strict gambling regulations, which means they can’t use e-wallets for gambling related transactions. This means that the most reliable method of making a deposit is to use a credit / prepaid card or a money order at a trusted US-facing gambling site. Cashing out is usually available only via check by courier or a bank wire transfer, and while both methods are extremely reliable, they also take quite a bit of time.
  • Canada – Canada isn’t as strict about gambling as the country’s southern neighbor, which means that Canadian players have access to e-wallet sites. Credit and debit cards can be used as well, though these are limited to deposits only in most online gambling venues.
  • Australia – Australia is yet another lenient country when it comes to online gambling. I’d advise using e-wallets or credit/debit cards for deposits and e-wallets for cashing out. Other methods are obviously also available, but why would you pay for a Western Union or Moneygram® money order when you can have the same service for free? Finally, Australians can use the POLi service, which basically allows you to use your bank account for instant internet banking.
  • New Zealand – Much like in the case of Australia, players in New Zealand should use a credit card or an e-wallet service for making their deposits, and an e-wallet service for processing withdrawals. What’s more, and again just like Australians, New Zealanders can take advantage of the POLi service if they don’t want to use their credit card.
  • South Africa – Most South African gambling sites prefer their customers to use Visa or MasterCard for making a deposit and traditional bank wire transfers for withdrawals, though some sites do allow South African residents to deposit and withdraw using e-wallets.
  • India – Indian players should usually stick to Skrill (Moneybookers) when depositing at India-accepted gambling sites, but credit cards and bank wire transfers should also be reliable with most India-facing sites. Just keep in mind that some Indian banks and credit cards don’t like their customers engaging in gambling-related transactions.
  • UK – The United Kingdom is a very gambling-friendly country, so most options listed in a casino or poker rooms cashier should be available there. In fact, some venues go as far as to support micropayments via your phone bill, as long as you are a resident of the UK. Nevertheless, I’d recommend using an e-wallet or a credit card for making deposits, and e-wallets for withdrawals due to low costs and high speed.

Possible Deposit Problems & How to Handle Them

Declined Credit/Debit/Prepaid Card – The site won’t accept your card
Credit card transfers and deposits are often declined due to insufficient funds – basically, you won’t be able to exceed your credit limit or deposit more than you have in your bank account.

Nevertheless, if you’re sure that you have enough funds to make your payment, the first thing you should check is whether you’ve correctly entered your billing address and whether the address matches the one you used when signing up for your gambling site account.

Another solution would be to try a smaller deposit, as many banks restrict the amount of money you can send to online gambling sites. If that doesn’t work and you’ve tried using another card to no avail, you’ll have to contact your credit card company to solve this issue. Finally, make sure that your card has been cleared for online/international transactions.

Low Deposit Limit – Not being able to deposit as much as you want
Many gambling sites have restrictions in place on the maximum allowed deposit, which means that you won’t be able to pay more than a certain amount with a single transaction. Usually, this limit is set between $1,000 and $2,000, and unfortunately, there’s no way to circumvent it other than by making two or more payments.

If you’re a high roller and you’d like to deposit more, I’d advise looking for a site that doesn’t have any maximum deposit restrictions in place. Whether you’re from Europe, Asia or the United States, finding a reliable poker room, casino or a sportsbook that doesn’t force you to limit your payments shouldn’t be an issue.

However, if you’re planning to deposit big, make sure to check the withdrawal limits – larger bets usually mean bigger winnings, and there’s nothing more frustrating than having to wait five or six weeks before the entire cash out request has been processed by the site. Also, make sure to e-mail your casino or poker room of choice and ask if their maximum deposit limits can be raised; you’d be surprised how many of them will gladly comply.

Slow Deposit Processing – Deposit isn’t showing up in your account
While most deposit methods are instant, which means that funds will be credited to your account the moment you confirm the transaction, some options will require you to wait for the money to go through. For example, a deposit made with a credit card will be finalized after being approved by your credit card company, while a bank wire transfer may take up to five business days.

What’s more, some methods take longer to process on the casino’s side. This kind of information should be accessible on the casino’s or poker room’s website, but if you have any doubts you should contact customer support. The best way to avoid all these problems is to use an e-wallet to make your deposit if possible, which is almost always instant.

How to Cash Out – Withdrawing money from a gambling site

Hopefully, after you gamble online for a while you’ll have some winnings to cash out. This part of our guide will teach you what you need to know about getting your winnings back to your bank account, where they belong.

Withdrawals in Gambling-Friendly Countries

Gambling-friendly countries like the United Kingdom make it very easy for players to withdraw their winnings, as e-wallet services like PayPal and Neteller are available to their residents. As a result, cashing out is safe, quick and generally painless – once your e-wallet account has been verified, you won’t be forced to wait for weeks before your money arrives.

Consequently, most sites won’t bother sending you a check by courier (though it is an option at some venues), however, if you want you can usually request a traditional bank wire transfer or even a Western Union or Moneygram® cash transfer if you used one of those services when making a deposit.

Withdrawals in the United States

The United States is a special case, as the country has very strict gambling regulations which differ from state to state, but despite that has a massive gambling market. As a result, American gamblers have limited choice in terms of available withdrawal options, especially since e-wallet transactions aren’t available for them. As a result, the most common cash out method is to receive a check via courier, which usually takes up to ten business days to deliver.

Another popular option is a Western Union or Moneygram® cash transfer, but keep in mind that this becomes available only if you made a deposit using the same channel. Bank wire transfers are also available through many sites and some specific casinos and poker rooms might even allow you to withdraw using a debit card – in that case, the money usually takes about five business days to arrive.

Possible Withdrawal Problems and How to Handle Them

Withdrawal Denied – The gambling site won’t let you cash out
A legitimate gambling site will provide you with a reason whenever your withdrawal gets denied, letting you know what you need to do to fix the issue. In such cases, most gambling sites will require you to verify your account by providing them with the following documents: proof of identity (driver’s license, picture ID), proof of address – usually 2 copies (utility bill, phone bill, credit card statement), copies of all the credit/debit cards that were used to deposit with the site as well as a completed and signed faxback form. If any of those documents are missing, chances are your cashout will be denied.

Your withdrawal request will most often be denied if the site’s staff detects a violation of the rules – most gambling sites are very strict when it comes to collusion and other forms of cheating, which may lead to some misunderstandings. Fortunately, and if there was no misconduct on your part, such situations can easily be resolved. The best course of action is to provide the site with a thorough explanation of the actions that raised their doubts.

Finally, if you made a mistake of depositing with one of the rare scam sites that are out there, taking legal action may be the only way of getting your money back. Nevertheless, keep in mind that such sites thrive on the fact that people aren’t aware of their malicious intents. In such a case, attracting the attention of a major gambling services review site might improve your chances of receiving a payment without taking the issue to the court.

Cash-out Restrictions – The gambling site will only let you cash out $x per week
Many online gambling sites have cash-out restrictions or limits, which might become annoying if you’re trying to withdraw massive amounts of money. Usually, the limit will be close to $2,000 per week – whenever your withdrawal request is higher than the restriction, you’ll be paid in $2,000 weekly installments.

Most online casinos don’t apply these restrictions to jackpot and progressive wins, though if you want to make a regular cashout there’s nothing you can do to speed up the process except for e-mailing the service provider and trying to come to an understanding, which is more likely to work with poker rooms than it is with online casinos.

Slow Payments – The gambling site said they processed your payment, but it’s been ‘x’ days/weeks/months
Cashing out can take much longer than making a deposit, so always keep that in mind and don’t immediately assume that the site is trying to scam you. For first-time withdrawals, the account verification process usually takes up to five business days – add ten more days for the site to process your request once your account is verified and you’ve got a solid two weeks between making the decision to withdraw and actually receiving your money.

Nevertheless, if the site’s staff is trying to hedge or the transaction hasn’t been completed in more than a month, you can definitely assume that there’s something wrong. In such a case, you should definitely report the situation to a renowned gambling review website and give the issue some exposure in the casino, poker or sports betting community. Scammers usually prey on clueless victims, so letting people know about their schemes is usually enough to force them to pay.

Bank Of America Debit Card Nj Online Casino Card

If that doesn’t help, filing a lawsuit may be the only way to go. Generally speaking, the best way to avoid slow payments or downright fraud attempts is to play on renowned sites only, as their reputation is way too valuable for them to engage in such malicious practices.

Internet Gambling Banking FAQ

Frequently asked questions about online gambling deposits and withdrawals.

Q: Can I put money on an online gambling site?
Answer: Yes. In fact, most sites will require you to fund your personal gambling account before you’ll be allowed to join real money games.

Bank Of America Online Credit Card

Q: Can I gamble with a credit card online?
Answer: Yes. Most sites will accept a credit card payment, but make sure that your card has been cleared for international transactions. This is also one of the few deposit methods that you can use regardless of your country of residence. Just keep in mind that withdrawals to credit/debit cards are limited and only available in a handful of online casinos/poker rooms.

Q: Can I gamble with a debit card online?
Answer: Yes. Most sites that accept credit card deposits will also accept debit card payments.

Bank Of America Debit Card Nj Online Casino Phone Number

Q: Should I send copies of my credit or debit card to a gambling site for verification?
Answer: Your personal information is safe with well-known gambling sites as the key to their success lies in providing a secure environment for their players, so you definitely should feel comfortable sending all required documents during the verification process; refusing to do so could prevent you from validating your account and cashing out.

Q: Can I use cash for online gambling instead of a credit card?
Answer: While most online gambling sites don’t accept cash or even bank wire transfers as a payment method, many quality casinos and poker rooms will allow you to fund your account via a Western Union or Moneygram® money transfer.

Q: Are online gambling winnings reported to the government?
Answer: No. Online gambling sites are very serious about protecting the privacy of their customers, so no financial information is reported to the government unless the company in question is based in a jurisdiction that requires it to do so (which it very rarely is). Nevertheless, it’s important to remember that some gambling-related data – particularly when it comes to poker – can be obtained from statistical websites and there’s nothing to stop government officials from accessing these public resources, although it’s worth mentioning that these statistical services will not identify you by your first and last name – only your nickname.

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