Importnin

As mentioned in the case of a face up ace insurance is offered to the players, in case of a blackjack it is revealed and the hand ends. If the hand has not ended in blackjack, the players have their turns and then the dealer reveals his second card. Blackjack should you hit if you have an ace 7? Sometimes. Exactly which times depends upon the rules in the casino where you are playing. Learn the strategy chart for the rules used in the casino where you are playing or, if you wish, simply bring a copy of it with you when you play. Most casinos now use four or more decks in most games.

Each decision you make while playing blackjack has a positive or negative
impact on your potential profit or loss. Every situation you have while playing
has a single best way to play.

If you make the correct play it either makes you the most money in the long
run or loses the least amount of money in the long run. This is called basic
strategy.

Some hands lose money in the long run and some win in the long run, so your
job is to make the best possible play to maximize the wins and minimize the
losses.

When you read about the expected house edge in blackjack games based on the
rules the percentages are based on perfect basic strategy. If you don’t use the
proper strategy you give the house a higher edge against you. This can add an
extra one or two percent to the house edge, depending on how far from the proper
strategy you stray.

You can usually find blackjack games with rules that offer a house edge of
less than 1%, and can often find games with a house edge under a half percent.
If you don’t use basic strategy you can be playing with a house edge of 1.5% to
3% instead of a half percent.

This quickly adds up.

If your average bet is $100 and you play 100 hands per hour and you give the
casino and extra 1% you lose an extra $100 per hour. By giving them an extra 2%
it’s $200 per hour.

If you want to play blackjack the first thing you need to do is decide to
always make the best possible play.

You probably realize that there are hundreds of hands when you combine all of
the possible hands you can have with the different up cards the dealer can have.

The good news is that by using a simple chart you can quickly find the best
play. And you can use a strategy chart or card at the table while playing in a
live casino or when playing online.

If you play in a live casino some of the other players may try to pressure
you if you take too long to make a decision. But it’s none of their business and
you can play any way you want as long as you don’t hold up the game too long.

If you’re worried about holding up the game sit in the middle of the table or
to the dealer’s right hand side so you have longer before you have to act. This
gives you more time to consult your strategy chart before being force to make a
decision.

You don’t even need to memorize the best plays.

But with a little effort and time you can quickly memorize the most common
plays and in time memorize all of the best plays.

The next section has a chart and the following section has the hand by hand
explanations. Then you’ll find a section explaining a few ways to start
memorizing all of the plays.

Basic Strategy Chart

This is the most universal basic strategy chart and can be used in all
blackjack games with any rule combinations. A few small adjustments can be made
against certain rules combinations, but it becomes complicated to memorize
multiple charts. We’ve included a short section later explaining these
adjustments for the dedicated player.

The dealer’s up card is listed across the top. Your cards are listed down the
first column to the left. Simply go down the left column until you find your
cards and then go across to the column with the dealer’s card to find the best
play.

The key for each play is as follows:

• Hit – Hit
• Stand – Stand
• DblH – Double
• DblS – Double if permitted, otherwise stand
• Split – Split
• SplitD – Split if double after split is permitted, otherwise hit
• SUR – Surrender if permitted, otherwise hit

Expand | Shrink

Text Version and Vision Impaired

Many players use the chart listed above but a few players prefer to read the
correct plays. Having the correct plays written out also is valuable to people
who have vision problems and use software to hear what’s on the page.

We’ve listed the proper plays for each situation below in four sections.
Simply find the section that describes your hand and follow the instructions.

Hands with an Ace or Soft Hands

Any starting hand you hold with an ace is called a soft hand. A soft hand is
when you have an ace that can be used as a one or 11. In the following
combinations, if you have more than two cards, simply add the cards that aren’t
an ace.

This can happen when you start with an ace and a different side card and hit.
Starting with an ace two and receiving a four after hitting leaves you with ace
two four. Looking at the chart you look at the line for a soft 17. Using the
list below you look at the one for ace six because the two and four add up to
six.

• Ace ace – Always split a pair of aces. Split aces as many times as allowed.
• Ace two or soft 13 – You always hit with a soft 13 and double if allowed
  against a dealer five or six.
• Ace three or soft 14 – Always hit and double against a five or six if
  allowed.
• Ace four or soft 15 – You always hit with a soft 15 and double if allowed
  against a dealer four, five, or six.
• Ace five or soft 16 – Always hit and double against a four, five, and six if
  allowed.
• Ace six or soft 17 – Double against a three, four, five, and six if allowed
  and otherwise hit.
• Ace seven or soft 18 – Stand against a dealer two, seven, and eight, hit
  against a nine, 10, or ace, and double if allowed against three, four, five, or
  six.
• Ace eight or soft 19 – Stand at all times.
• Ace nine or soft 20 – Always stand.
• Ace 10 – Blackjack! Always stand.

Pairs

Whenever you have a pair for your first two cards you need to decide if you
should split.

• Two two – Split against a dealer four, five, six, and seven, hit against a
  dealer eight, nine, 10, and ace, and against a dealer two or three split if you
  can double after split and hit if double after split isn’t allowed.
• Three three – Play your hand exactly the same as two two. If double after
  split is allowed split against a dealer two or three, otherwise hit against
  these two cards. Hit against a dealer eight, nine, 10, and ace, and split
  against a dealer four, five, sis, and seven.
• Four four – When double after split is allowed split against a dealer five
  and six, otherwise hit. Hit against all other dealer cards.
• Five five – Never split fives. Hit against a dealer 10 or ace and double
  against all other dealer cards if allowed.
• Six six – Hit against a dealer seven, eight, nine, 10, and ace. Split against
  a dealer three, four, five, and six. Split against a dealer two if double after
  split is allowed, otherwise hit.
• Seven seven – Split against a dealer two, three, four, five, six, and seven.
  Hit against a dealer eight, nine, 10, and ace.
• Eight eight – Always split eights.
• Nine nine – Split against a dealer two, three, four, five, six, eight, and
  nine. Stand against a dealer seven, 10, and ace.
• Ten ten – Always stand with a total of 20.
• Ace ace – Aces should always be split. If you receive another ace on one of
  your split aces you should split again. Do this as many times as possible.

Hard Totals

A hard total is any hand that doesn’t have an ace where you can use it as a
one or 11. In any two card starting hand you can use an ace as either one or 11,
but after you hit one or more times you can reach a total where the ace can’t be
used as an 11 without busting. When this happens you hold a hard hand.

• Hard four – The only hard four is a pair of twos. This is covered in the two
  two line under pairs. If splitting isn’t allowed then always hit with a hard
  four.
• Hard five – Always hit with hard five.
• Hard six – Hit against all dealer cards with a hard six.
• Hard seven – Always hit with a hard seven.
• Hard eight – Hit against all dealer totals with hard eight.
• Hard nine – If double is allowed, double against a dealer three, four, five,
  or six, otherwise hit. Hit against all other dealer cards.
• Hard 10 – When double is allowed, double against a dealer two, three, four,
  five, six, seven, eight, and nine, otherwise hit. Hit against a dealer 10 and
  ace.
• Hard 11 – Double against any dealer car except an ace if doubling is
  permitted, otherwise hit. Hit against a dealer ace.
• Hard 12 – Stand against a dealer four, five, and six. Hit against all other
  dealer cards.
• Hard 13 – Stand against a dealer two, three, four, five, and six. Hit against
  a dealer seven, eight, nine, 10, and ace.
• Hard 14 – Stand against a dealer two, three, four, five, or six and hit
  against seven or higher.
• Hard 15 – Against a dealer two, three, four, five, and six you should stand.
  Against a dealer seven, eight, nine, 10, and ace you should hit.
• Hard 16 – Stand against a dealer total of two, three, four, five, and six.
  Hit against all other dealer totals.
• Hard 17 – Stand against all dealer hands.
• Hard 18 – Always stand with a hard 18.
• Hard 19 – Stand against all dealer hands.
• Hard 20 – Always stand with a hard 20.
• Hard 21 – Stand against all dealer totals.

Surrender

If surrender is allowed you should surrender with a hard 15 against a dealer
10 and with a hard 16 against a dealer nine, 10, or ace. If surrender isn’t
allowed then hit in these four situations.

Adjustments for Different Rules

The chart and instructions above are designed for a game where the dealer
stands on a soft 17. If you play in a game where the dealer hits on a soft 17
you can make the following adjustments.

As we mentioned above, it can be complicated to keep two different charts
straight in your mind so learning the first chart is best. However, there are
only six hands that change so it’s possible to learn and use the differences.

Split hands

Instead of splitting eight eight against a dealer ace,
surrender if allowed, otherwise split.

Soft hands

With a soft 18 against a dealer two and with a soft 19 against a
dealer six double if allowed, otherwise stand.

Hard hands

With a hard 11 against a dealer ace double if allowed, hit
otherwise. With a hard 15 against a dealer ace surrender if permitted, otherwise
hit. With a hard 17 against a dealer ace, surrender if permitted and otherwise
stand.

Insurance or Even Money

Notice that there’s not a single hand that recommends taking insurance or
even money. This is because taking insurance is always a losing proposition.

When the dealer has an ace showing you have the option of making another bet
equal to the size of your first bet that pays two to one if the dealer has a 10
hole card. If you take insurance and the dealer has a 21 you lose your first bet
but get double on your second so you break even.

But when the dealer doesn’t have 21 you lose the insurance bet and your first
bet plays out as normal.

On the surface this may seem like a good bet, but a simple look at the math
behind the bet shows why you should never take insurance.

When the dealer has an ace showing she has a blackjack any time a 10, jack,
queen, or king is her down card. This means four of the 13 possible cards pay
off on the insurance bet.

But this also means that the other nine cards, two through nine and ace, make
you lose the insurance bet. This is a ratio of nine to four, with nine losing
cards and four winning cards. But the bet only pays two to one.

The odds of nine to four is worse than two to one, so it’s a losing bet.

Forget your normal hand because it doesn’t have anything to do with the
insurance offer. Insurance is just a bet on what the dealer has as a down card.
And since it’s offered at bad odds you can now see that it should be avoided.

This is just another way the casinos try to be sneaky and build a bigger long
term edge against you.

How to Memorize Basic Strategy

The easiest way to start memorizing basic strategy is to use the chart
provided above to make every playing decision. As you play you’ll start
recognizing the correct play for most hands before checking your chart.

Sign up for a free account at one of our recommended online casinos and start
playing the free blackjack games. You can play over 100 hands per hour in most
cases so you can get a great deal of practice in a short amount of time.

Eventually you’ll only need to check your chart on the most difficult plays
and if you play long enough all of the plays will come from memory.

The other way is more difficult for most players, but if you have a strong
mind for memory you can simply start memorizing the chart.

A quick tip is to group similar hands together.

All of the hard hands totaling four, five, six, seven, and eight are played
the same way. On all of these hands you always hit. If you’re playing a game
where doubling isn’t allowed, you can add all of the hard totals of nine, 10 and
11 to this. As a side note, you should avoid games where doubling isn’t allowed
as they have a higher house edge.

Other easy to learn hands include:

• Always split aces and eights.
• Soft 13 and 14 are played the same.
• Soft 15 and 16 are played the same.
• Soft 17 only has one dealer card played differently than soft 15 and 16.
• Hard 13, 14, 15, and 16 are played the same unless surrender is allowed.
• Hard 10 and 11 are the same except for one dealer card.
• Two two and three three are played the same.
• All of the hard totals 17 and above are played the same.
• All of the soft totals of 19 and above are played the same.

The majority of hands are hard hands and the complete hard hand strategy is
fairly simple. Memorize it first and you’ll find that you won’t need to refer to
the chart often.

The next chart to memorize after you’ve mastered the hard hands is the soft
hands. Most of them are straightforward as well, with the main changes of
knowing when to double down.

Once you have the hard and soft hands memorized the splits will come easy to
finish out your mental chart. You only need to learn the split rules for twos,
threes, fours, sixes, sevens, and nines.

The main thing is to not be afraid that you can’t learn the chart and to get
started right away. Almost anyone can improve their results and reduce the house
edge with a small amount of effort and time.

Card Counting

If you learn how to count cards you can play with a small edge against the
house while playing blackjack. This page is about basic strategy so we aren’t
going to dig into the realm of card counting, but it does have quite a bit to do
with basic strategy.

Card counters learn perfect basic strategy before they start trying to learn
about counting. If you can’t put in the work to learn perfect strategy you have
no hope of being a successful card counter.

Once you master basic blackjack strategy then you should investigate card
counting to see if it’s something you might want to learn. Counting cards online
won’t get you an edge because the software shuffles the cards after each deal,
but if you play live it might be able to help you win or at least play a break
even game.

Conclusion

Learning and using blackjack basic strategy gives you the best chance to win.
It reduces the house edge as much as possible and helps you have more winning
playing sessions.

Most players don’t take the time to learn basic strategy, but if you use the
information above you can quickly start using the best play for every situation.
Use the tips in the how to memorize basic strategy section and you’ll be a
master in no time.

And don’t forget to use the chart provided as you’re learning. Once you get
used to it you can find the proper play in a second or two.

Blackjack might be a classic, but you can still find a
baffling number of attempts to improve on it. Most of these are
just simple rules variations, but others are different games
with different names. The difference seems to have something to
do with how many rules variations are used.

We’ll explain the most common rules variations below, and
also provide broad overviews of the most popular blackjack
games.

Please note that some of these games are interesting enough
and offer enough complexity to warrant their own page. In
addition to the overviews below, there are also individual pages
on each of the following games.

The Effect of Rule Variations

Before we explain about all the rule variations in blackjack,
we should start by explaining one of their biggest effects.
There are lots of little aspects of the game that can be varied
by the casino, and most of these changes affect the house edge.
In some cases, it provides the player with better odds, but in
others, it hurts the players’ chances.

If you’re not familiar with what the house edge is, you
should read our detailed article explaining it. For the purposes
of right now, we’ll provide a quick explanation.

The house edge is the percentage of each bet that the casino
expects to keep over the long run. Most blackjack games offer a
house edge of between 0.5% and 1%–assuming you use perfect
basic strategy. So you’re expected to lose an average of between
50 cents and a dollar for every $100 you spend.

Here’s an example.

• You’re playing blackjack for $100 per hand.
• You’re playing 50 hands per hour.
• You’re putting $5,000 into action per hour. ($100 x 50)
• If you have a 1% game, you’re expected to lose $50 per hour.

You’ll win some hands and lose some others, but eventually,
as the number of hands you’ve played grows, you’ll get closer to
the expected results.

Common Blackjack Rules Variations

The following are some of the most common rule variations
you’ll see in blackjack games.

• How Many Decks Are in Use?
• How Does the Dealer Handle Soft 17?
• Can You Double Down After Splitting?
• Can You Split After Splitting?
• Which Hands Can You Double Down On?
• How Much Does a Blackjack Pay?

How Many Decks Are in Use?

Blackjack is normally spread using anywhere from a single
deck of cards to using 8 decks of cards. The more decks in play,
the worse the odds are for the player. The difference between a
single deck game and an 8-deck game is about 0.25%.

How Does the Dealer Handle Soft 17?

You’ll find different rules for how the house plays soft 17
from casino to casino. You’ll even find some casinos which have
different rules for this from table to table.

If the dealer stands on soft 17, that’s better for the
player. If she hits on soft 17, the house gains about 0.2%.

Can You Double Down After Splitting?

You’ve probably heard that you should always split aces and
eights. That’s because if you have an ace as your first card,
you have a good chance of getting a blackjack and the
corresponding 3 to 2 payout. If you can double down after
splitting, you can get more money into action.

You bet $100. You get two aces. You split them, so you now
have $100 on two hands. But you’re also doubling down. So
instead of having just $100 in action, you now have $400 in
action. If you hit your blackjack on both hands, you’ll win
$600.

Not bad for a bet that started off as just $100.

This doesn’t come into play as often as you might think,
though. If you can double down after splitting, you gain a
little more than 0.1%.

Can You Split After Splitting?

In other words, can you split again if you get doubles again?
Obviously, if you can, it’s in your best interest. Here’s
another example:

You get a pair of aces and you split them.

On those two new hands, you also get aces, so you split them
again.

Now you have four hands, each of which is starting with an
ace, so you have four hands with fairly good odds of getting a
blackjack.

Of course, this doesn’t come into play often. It’s rare to
get a pair and then get another pair. So the difference in the
house is relatively small—0.05%. But every 1/100 of a percent
counts.

Which Hands Can You Double Down On?

In some casinos, you’re only allowed to double down on a
total of 10 or 11, or on a total of 9, 10, or 11. Obviously, you
want the flexibility to be able to double down any time you want
to.

This is a significant rule variation. It can result in a 0.2%
change in the house edge.

How Much Does a Blackjack Pay?

For years, the standard payout for a blackjack has been 3 to
2. But enterprising casinos love to take advantage of the
unsophisticated, so they’ve begun spreading a blackjack game
where you only get paid out 6 to 5 for a blackjack.

This is a huge difference.

Imagine you’re playing for $100 a hand. Would you rather get
paid out at $150 for a blackjack, or $120? The difference in the house edge is staggering. You lose 1.3%
by accepting the lower payout for that hand.

Our best advice is to stay far away from any 6 to 5 blackjack
game you come across.

Popular Blackjack Games

Blackjack Switch

In “Blackjack Switch”, players make two bets and get two
hands. The player then has the option of trading the 2nd card of
each hand.

You get two hands. The first hand is an ace followed by an
eight. The second hand is an eight followed by a ten.

You swap the ten for the eight, so now you have a hand with
two eights and another hand with a natural.

With any blackjack variation where the player gets
concessions, the casino makes up for it with other variant
rules. In the case of Blackjack Switch, a dealer 22 is no longer
a bust—now it’s a push.

The strategy implications are many, and we go into more
detail about those on the game’s complete page.

Chinese Blackjack

Chinese Blackjack is a regional variation with multiple other
names, varying based on region. It’s also known as 21-Point,
Ban-luck, Ban-gan, or Kampung Blackjack. It’s played with one or
two decks of cards and multiple players. It’s usually played
among a group, and the person acting as the dealer rotates.

Your goal is to get closer to 21 than the dealer without
going over. But each variation also has special hands which are
also winners.

One example of these special hands is called “Ban-luck”. This
is just what we’d call a “blackjack” or a “natural”, but it pays
off 2 to 1 instead of 3 to 2.

Another example is the “free hand”. This is any two cards
which total 15 points. If the player or dealer has this hand,
she can stop the round and immediately reshuffle. This hand is
an effective counter to a “Ban-luck”.

Can You Finish Blackjack With An Ace Card

You’ll find the additional special winning hands and strategy
advice on the page devoted entirely to that game.

Double Attack

Double Attack Blackjack is popular in Atlantic City. It has
multiple rules differences from a standard game. It uses what’s
called a “Spanish” deck, which is a 48 card deck where the tens
are removed. The jack, queen, and king are still included,
though, and they each still count as 10 points.

The reason it’s called “Double Attack” is because the player
has an opportunity to double his bet after he sees the dealer’s
up card. A natural only pays even money.

The game also offers a side bet called the “Bustit” wager.
This pays off if the dealer busts with exactly three cards. The
payout varies based on which three cards the dealer has—for
example, if the dealer has a suited 888, the payoff on this bet
is 200 to 1.

You’ll find complete details for Double Attack Blackjack,
including the correct basic strategy, on the appropriate page.

Double Exposure

Double Exposure Blackjack is a variation where the dealer
gets both her cards face up. This is a big bonus for the player,
but there are lots of additional rules to compensate for this.
For example, the dealer wins on all ties, and a natural only
pays even money instead of 3 to 2.

The house edge for this game is excellent, but it also
requires multiple adjustments to your strategy. You’ll find
complete details on the appropriate page.

Match Play 21

Match Play 21 is another blackjack game that uses a Spanish
deck. (See our notes on Double Attack Blackjack above.) The big
difference in this version of the game and the traditional game
is the payout structure.

Here are some examples:

• If you get a blackjack, you get paid off 3 to 1 instead of 3 to 2.
• If you get three 7s in your hand, and if the dealer also has a 7, then you
  get paid off 40 to 1.
• If you get the 6, 7, and 8 of spades, you get paid off at 3 to 1.

Those are just examples of the bonus payouts. You’ll find
complete rules and strategy advice on the page devoted entirely
to Match Play 21.

Perfect Pairs

Perfect Pairs Blackjack plays just like regular blackjack,
but it offers an additional “perfect pairs” side bet. This side
bet has to match your original bet. You win this side bet by
getting dealt a pair.

The payout for this side bet varies based on which pair you
get. For example:

• If you get a pair of jacks that have different colors and suits, your
  payoff is 5 to 1.
• If you get a pair of jacks of the same color but different suits, the
  payout is 10 to 1.
• A “perfect pair” is a pair of the same suit, and it offers a 30 to 1
  payout.

This barely counts as a blackjack variation, as it’s really
just an available side bet with a relatively high house edge of
6%. You could ignore this side bet entirely and just play
regular blackjack at a perfect pairs table.

Players Edge 21

Players Edge 21 is almost identical to Spanish 21, but the
differences are great enough that it warrants its own entry and
its own page. Look further down this page for an overview of
Spanish 21, or check out the complete details for Spanish 21 on
its own page.

When you finish, realize that Players Edge 21 has the
following additional rules:

• Insurance pays 5 to 1 for a suited blackjack.
• Two cards of the same suit and rank are automatic winners no matter what.

You can find more details, including an analysis of the
game’s probabilities, detailed rules, and strategy on the
appropriate page.

Pontoon

Pontoon is an Australian variation of blackjack that
resembles Spanish 21. You’ll also find an online blackjack game
called pontoon, but it’s a completely different game. The
overview here is for the land-based, Australian version of the
game.

Pontoon uses Spanish decks (see my notes on Double Attack
Blackjack above). You also get bonus payouts for the following
hands:

• Any five card hand that totals 21 pays out 3 to 2.
• Any six card hand that totals 21 pays out 2 to 1.
• Any seven (or more) card hand that totals 21 pays out 3
  to 1.
• Any hand of 678 or 777 with mixed suits pays out 3 to 2.
• Any hand of 678 or 777 with the same suit pays out 2 to
  1.
• Any hand of 678 or 777 of spades pays out 3 to 1.
• Any hand of 777 of the same suit pays out extra if the
  dealer also has a 7 showing.
• The bonus payout is $1,000 on bets of less than $25.
• It’s $5,000 on bets of $25 or more.

In the event of the big bonus payout, all the other players
at the table get a $50 envy bonus regardless of how their hands
play out.

You don’t get any of these bonus payouts if you double down
on your original hand, though.

You’ll find more details about the rules, house edge, and
appropriate strategy for pontoon on the appropriate page.

Internet pontoon is available at most online casinos. The
five card 21 pays out 2 to 1, but the dealer doesn’t show an up
card. The dealer also wins all ties. The Internet variation has
multiple other rules changes which are covered in detail on our
main pontoon page.

Spanish 21

Spanish 21 is a popular blackjack game that sometimes offers
a player better odds than regular blackjack. It depends on the
rules variations at the casino where you play. Like pontoon and
Double Attack Blackjack, Spanish 21 removes the 10s from the
deck, leaving 48 cards.

Of course, removing four of the 10s from the deck decreases a
player’s chances of getting a natural, but Spanish 21 makes up
for it with other generous rule variations. Most of the rules
variations are just the most generous aspects of standard rules,
like allowing doubling after splitting and allowing re-splitting
aces.

A player blackjack always beats a dealer blackjack, too,
which is a big improvement over a push. In fact, a player 21
always beats a dealer 21.

Spanish 21 also offers a number of bonus payouts for various
hands. These are similar to the bonus payouts in pontoon.

You’ll find complete details, rules, and strategy advice on
the Spanish 21 page.

Super Fun 21

Super Fun 21 is a popular game in Las Vegas casinos.
Blackjack only pays even money, but the game offers lots of
other rules that are favorable to the players.

A player total of 20 always wins if the player has six or
more cards. A player total of 21 always wins when it’s made up
of five or more cards—in this case, it pays out 2 to 1, too.
Player blackjacks always win, and player blackjacks of diamonds
pay 2 to 1.

Super Fun 21 doesn’t offer the best odds in the casino, but
it can be an entertaining variation to try. You’ll find detailed
strategy advice, all the rules, and how to play on the Super Fun
21 page on this site.

Summary

Blackjack comes in a lot of different varieties with a lot of
different rules. One blackjack game might have significant
differences from another game, based on how the dealer has to
play her hand or which options the player has available to him.
Other blackjack games feature rules that are significantly
different enough to warrant their own names.

Can You Finish Blackjack With An Acetylene

Many of these games offer interesting side bets or bonus
payouts for specific hands. Sometimes they’ll also change the
nature of the game by allowing the player to see the dealer’s
hole card or allowing the player to play two hands and swap
cards from either hand.

Can You Finish Blackjack With An Acer

But in all cases, when a casino giveth, it also taketh away.
Often this takes the form of a lowered payout on a natural—even
money payouts on a blackjack are common in these game
variations. Strategy decisions vary based on the options in
play. This site offers additional pages with specific strategy
advice for the games with significant changes.