The United States is a patchwork of jurisdictions, so online poker is legal and regulated online in some states. In most US states, online poker is unregulated and exists in a legal gray area. In a couple of states, playing poker at offshore sites is strictly illegal. The United States is a patchwork of jurisdictions, so online poker is legal and regulated online in some states. In most US states, online poker is unregulated and exists in a legal gray area. In a couple of states, playing poker at offshore sites is strictly illegal. Online poker for real money is legal in four states in the USA: New Jersey, Pennsylvania, Delaware and Nevada. Top poker rooms like 888poker and PokerStars accept card players in those states. But, US players in other states need honest reviews of offshore card sites.
After many years of change, the setup for US based online poker fans has now become more settled. Banking restrictions mean that no poker sites are based in the United States, with the exception of smaller state-regulated rooms in Nevada, New Jersey and Delaware. Instead the sites are based offshore, where they legally operate in jurisdictions in the Caribbean or in Central America.
While these sites are not as big as the international giants, many of them have a good selection of games these days. You can enjoy some big bonuses, and even participate in online tournament events or qualifiers for big live tournaments.
Below you will find an overview of the three biggest and best poker sites for USA players. After that there is a quick overview of the history of US poker to date, plus notes on state regulated rooms and the different deposit options available.
Reviewing the Best US Poker Sites January 2020
Rank | Poker Site | USA | Sign Up Bonus | Bonus Code | Play Now! |
---|---|---|---|---|---|
1 | Bovada Poker | 100% up to $500 | n/a - use links | » www.Bovada.lv | |
2 | Ignition Poker | 100% up to $2000 | n/a - use links | » www.IgnitionCasino.eu | |
3 | Intertops Poker | 100% up to $600 | n/a - use links | » www.Intertops.com | |
4 | Bet Online Poker | 100% to $2500 | n/a - use links | » www.BetOnline.com | |
5 | Sportsbetting | 100% to $2500 | n/a - use links | » www.Sportsbetting.eu |
Online Poker History in the USA
The USA has a confusing legal landscape when it comes to online poker. In 2006, the government passed the Unlawful Internet Gambling Enforcement Act (UIGEA), which attempted to prevent online gambling in the United States. Not surprisingly, the law was poorly written, vague, and unenforceable. Although this law did not specifically outlaw online poker, it made it difficult for some poker sites to process transactions for players located in the USA.
The purpose of the UIGEA was to force banks to block transactions to online poker sites. Banks process countless transactions every day so this measure has been largely toothless. Some credit card transactions are blocked, but most other transactions slip through. Banks have been fighting this bill for a long time because it’s impossible to enforce.
Poker players themselves are not the target of any federal law that we know of. Washington State passed a law that made it a felony to play online poker but this law has never been enforced. Quite simply, the legal landscape of online poker in the United States is a joke. These so-called “poker bans” were enacted by politicians with questionable motives and no intentions to actually change anything.
We aren’t lawyers and this doesn’t count as legal advice, but we can tell you that millions of Americans play online poker without a problem. The federal laws on the books only target financial institutions and not individual poker players. We’ve played online for years and so have many other USA players, and we’ve never had a problem (other than the occasional blocked credit card deposit).
4/15/2011 Update
On April 15th, 2011, the FBI seized and shut down the websites of four of the major online poker sites that accepted USA players (Full Tilt, PokerStars, UB, and AP). We're not sure where this leaves USA players moving forward, but we will do our best to monitor the situation. For the time being, USA players can continue to play online poker on the websites listed on this page.
State Regulated US Poker
3 States now offer real-money poker games to their residents. The first to legislate was Delaware, followed by Nevada and New Jersey. Some of the big names like PokerStars, 888 and Party Poker – which left the US following the events of 2006 and 2011 – run these rooms in conjunction with locally licensed casinos.
Take up of these poker sites has been below the original estimations, with small traffic even compared to the mid-sized offshore poker sites. It is hoped that as more states regulate the game, deals to share player pools will create sites big enough to offer big prize tournaments and a bigger choice of poker games.
Deposit Methods for USA Poker Players
Federal laws restrict US banks from allowing deposits poker sites. Over the years, the offshore sites have become very good at payment processing. You will find three main categories of deposit method – with paper checks the main way of requesting a payment.
Credit Cards: As long as your credit card allows overseas payments, you can deposit this way. Visa and MasterCard are the most widely accepted brands, though Amex and even Diners Card can be used sometimes too. If your transaction gets declined, you can also try a prepaid Visa gift card.
Money Transfer Services: This category includes Western Union and MoneyGram. These services will not allow direct transfers to the poker sites. Instead you will transfer to an individual – the site will give you that person’s details. This is a reliable and established method of getting your money on board.
Bitcoin: Depositing with bitcoin is now mainstream, and as long as you buy bitcoin and deposit them straight away, the risk from the fluctuating value is minimal. Once you have made a deposit using Bitcoin, you will also be able with withdraw using this method.
USA Poker Deposit Methods
In pre-UIGEA days, USA players were able to easily deposit to/withdraw from online poker sites with their PayPal account, which made things extremely easy. Nowadays, however, there are less deposit options available for USA players. Here are a few deposit methods that still work for players from the USA:
More USA Online Poker Resources:
- My friend Roger at Compatible Poker offers a complete USA poker guide which provides visitors with up-to-the-minute information on USA poker legislation, USA deposit methods, and USA-friendly poker sites.
- Steve over at PlayWinningPoker.com has an excellent writeup on the UIGEA, in case you still had questions.
- More reviews of USA poker sites, including PokerStars, Full Tilt Poker, Absolute Poker, Bovada, and Aced.
If you are based in the USA, and you’ve given thought to playing poker online, then you’ll have been met with a brick wall. Unless you happen to reside in a handful of US states, it’s likely that you will have been told that playing poker online the USA is a no-go.
That’s not entirely true, though. There may be a brick wall blocking your path, but that doesn’t mean that this is the only way to get to your destination.
In fact, many hundreds of thousands of Americans find a way to play poker online each year.
Top US Poker Sites for January 2020
Terms and Conditions apply. Must be +18 to participate.
All Poker Rooms are Licensed , Mobile Friendly
100% Up To $1000 Welcome Bonus | 349 user ratingsRead Review |
100% Up To $1000 Welcome Bonus | 0 user ratingsRead Review |
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The Big Question: Can I Play Online Poker in the USA?
Contents
- US Poker Laws, Rules and Regulations
Online poker wasn’t always taboo in the USA. In fact, it wasn’t until the passing of the UIGEA in 2006 put paid to the US online gambling industry that poker was effectively illegal. Sure, the Federal Wire Act prohibited bank transfers for gambling enterprises, but by and large, all forms of gambling in the country weren’t declared off-limits until 2006.
Even with those gambling laws, players in the USA continued to gamble at online poker sites. In 2011, though, with the Black Friday Scandal linked to PokerStars, Full Tilt Poker and other leading poker rooms (which were found guilty of money laundering, amongst other charges) places to play online poker in the USA have been somewhat limited.
It is a tricky spot to be in, but where does that put your average US online poker today?
US Poker Laws, Rules and Regulations
Fortunately, the US Government decided to dial down the heat on online betting a notch a couple of years ago. They effectively gave each US state the right to decide its own online gambling laws (within reason) and this something that several US states have jumped on.
For instance, players based in New Jersey, and Nevada should have relatively few issues playing poker online, as it is legal in those states – under certain circumstances.
These poker sites have far less traffic than your major international poker domains because there is a smaller pool of players playing there. However, these are fully regulated and legal US poker sites, so, if you’re based in
New Jersey or Nevada (or another state where gambling online is considered legal) this is the ideal way to go.
Of course, not every state has legalised gambling online (most haven’t) so bona fide regulated online poker rooms aren’t going to happen for most Americans. You could always decide to play at an offshore poker room, though.
An offshore poker room ideal for American online poker players can best be described as:
- A poker room which is based outside of the USA
- One which openly accepts US players
- Offers the US dollar currency and the English language
- Will also offer US support and customer service (often toll-free)
- Provides American players with payment methods ideal for them
Offshore poker rooms may not be 100% legal in the USA, but in many cases, they are considered regulated and legal sites outside of the country. You are still going to want to do your background checking on an offshore poker room, though, and the first thing you’re going to want to do is to make sure that it is licensed.
Obviously, when compared to UK poker laws, and those in operation in most EU countries, the US poker laws are unduly harsh on players. UK players are, by and large, allowed to play at virtually any poker site (including offshore rooms) with an ample number of UK licensed poker sites out there, too, since online poker is legal in the country.
US Poker Licence Authorities
Firstly, there is no such thing as a “poker license”. What you actually have are gambling licenses. In theory, any major gambling jurisdiction outside of the USA which issues licenses is effectively an offshore casino. Some of the larger offshore licensing jurisdictions include the UK Gambling Commission, Malta and Gibraltar. However, the problem with these licensing jurisdictions is that they know that US players are prohibited, so they seldom offer them to offshore sites focusing on players from the USA.
The licensing jurisdictions of Costa Rica, Panama and Curacao are far less picky. For that reason, many of the poker sites which accept US players tend to be licensed out of these jurisdictions. Make no mistake about it, they are not as well regulated as the European ones, but they are still (by and large) safe and secure places to play poker online.
Not all poker licenses are delivered via offshore licensing jurisdictions. In fact, Nevada, New Jersey, Delaware and other US states which have decided to permit online gambling in some way, shape or form have also decided to issue their own gambling licenses. To that end, it is not uncommon to find poker rooms in those states licensed by the New Jersey Casino Control Commission or Nevada Gaming Control Board. These, as you can imagine, are totally regulated and represent the safest places to play poker online for US players.
US Tax Policy
Generally, US states have imposed taxes for any gambling games, even though they vary from one state to the other. Keeping records of all transactions should help you immensely.
Popular Poker Games in the USA
Even though the rules regarding US online poker gaming are much harsher than elsewhere in the world, those US players who do decide to gamble online won’t be any worse off in terms of games.
The licensing and regulated US poker rooms out of New Jersey, Nevada and Delaware have the usual array of games, such as:
- Texas Hold ‘em
- Omaha
- Stud and Draw Poker
If you venture out to offshore poker rooms, you will find an even larger selection of poker variants, although these may be unfamiliar to many US poker players.
Online Poker Sites Real Money United States 2017
The online poker rooms in Nevada do tend to offer tournaments which act as satellites to the WSOP (World Series of Poker) competition. Similarly, a handful of Nevada and Delaware poker sites may also be able to provide you with access to these competitions if you win satellites. However, offshore poker rooms seldom offer this. There are plenty of other Sit & Go tournaments, for you to play, though.
It is more challenging for US players to be able to play live dealer and mobile games than their European counterparts. Most US poker rooms are offshore sites, and thus these seldom offer live dealer software, or mobile gameplay.
However, those poker which are licensed in US states should be able to offer you both live dealer and mobile games without too much hassle.
Have a look at Online Poker America’s US section where you can find listing of poker rooms that you might not find it here.
Online Poker US Promos and Bonuses
There should be no issues in terms of collecting bonuses and promotions when playing at US poker sites. The legal ones tend to offer their own bonuses and promos, and admittedly, these are worth far less in value than at offshore poker sites, but there are still welcome bonuses, rake backs, deposit deals and tournaments for you to enjoy. Keep in mind that if you claim a bonus from an offshore poker room when playing poker in the USA, the bonuses are likely to be vast in size, have considerable wagering requirements, and require a promotional bonus code for you to claim them.
Depositing/Withdrawing Options Available To US Players
Poker Sites Accepting Us Players
Players in the US will experience difficulty deposit and withdrawing at US poker sites. That is unavoidable. Whilst the Federal Wire Act issue no longer ties the hands of banks and payment methods to permit players to deposit at US poker rooms, few major banking providers are prepared to dive into a market which is still, by and large, illegal in most US states.
US players can deposit using credit cards, and a handful of wire transfer options, but e-wallets aren’t really on the cards right now. Withdrawals can be a bit of nightmare, too. Many US poker sites charge hefty fees for withdrawals, and the wire transfer/cheque options just aren’t good enough for speedy withdrawals. However, this is again a problem that players at New Jersey, Nevada or Delaware licensed poker rooms aren’t going to have, There are also some sites offering bitcoins, a popular cryptocurrency which also helps players get round depoist/withdrawal issues.
The Future of Online Poker in the USA
When the walls regarding online gambling came down at a federal level, there was light at the end of the tunnel. To date, Nevada, Delaware and New Jersey have fully legalised online poker rooms which are licensed out of their states, and a handful of other states (particularly on the Eastern seaboard) are considering similar laws.
One of the main reasons they might do this is the tax. There is a significant amount of revenue to be raised from gambling at poker rooms. Operators must be license fees to the state’s gambling commission, the poker rooms and operators must also pay tax on revenue, and then there is the issue of taxable player winnings. This is a considerable cash cow, and many states are not going to want to miss out on a slice of the pie.
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The US has tried (and failed) to blockade offshore poker rooms but to no avail. VPNs, proxies and other means of accessing offshore poker sites have proven popular. In a losing battle, if you can’t beat them, joining them seems to be the next logical step. Of course, we’re a long way from seeing online poker legalised in most US states, and there is unlikely to ever be a federal law which permits gambling at online poker rooms. Gradually, though, the wheels of change are turning.
My Final Thoughts
Yes, playing online poker in the US is a challenge, but it is not an impossible one. Provided they are either living in one of the 3 states to offer licensed poker rooms, or they venture out to an offshore poker room, US players shouldn’t have too much difficult finding games and playing poker online. There are countries who have it better, but there are many which make it far more difficult for their nationals to play poker online.
Online Poker Sites Real Money United States Online
FAQs On US Online Poker You May Like To Know
The UIGEA was a bill passed way back in 2006 that is called the Unlawful Internet Gambling Enforcement Act. This was a questionable bill passed by President Bush and it leaves the law to be interpreted by online poker players. It’s amazing that it took five years for the government to shut down the major United States poker sites after passing this bill. Online poker in the United States has been crushed since Black Friday, but when it rebounds it will do so in a big way.
Absolutely. Whilst online poker as a gambling game is technically illegal in 47 out of the 50 states (this number may be changing), playing for free online is totally legal, and it doesn’t constitute gambling. There are numerous sites which can help you out in this department, too.
There are 9 states in total which are drafting bills or have voted on them. These are Mississippi, Illinois, Massachusetts, New York, Hawaii, Michigan, Pennsylvania, California and New Hampshire.
Nothing will happen. The US does hunt down operators who offer their services to US players (and does only a so-so job at that) but there are no punishments in store for players betting illegally at poker sites. You may have a spot of trouble when it comes to your winnings, though. If you win a lot and don’t declare it as taxable income, that can cause you problems.
Online Poker Sites Real Money United States Games
In theory, yes. There are somethings worth mentioning here, though. If you make a flying visit to a casino resort in Nevada, you can play poker online, but only at the casino resort’s webpage, and only whilst on the premises. Once you leave, this becomes impossible. If you are going to be visiting Las Vegas, though, why play poker online when there are perfectly good poker tables downstairs for you to enjoy?
Play Online Poker Usa
You can’t sign up to a standard Nevada or New Jersey poker room just by flying over the border for a night. You need to be able to prove that you reside in the state long-term. So, this is a bit of a yes and no answer, really.